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SAM – Microfinance Solution

  • Scaleability

    Callable automation solutions to Micro Finance Institutes operating in Grameen, SHG or Direct model.

  • SAM - Simple Automation For MicroBanking

    APS offers products and services around Mifos, an open source initiative funded by Grameen Foundation and being used by Grameen Koota Bank.

  • Collaboration And Community Driven Technology

    Most of Indian MFIs rely on manual, excel-based or home-grown technology to manage and track their operations. These methods being non standard force MFIs to re-invent similar technology, and to re-discover similar processes. Collaboration and Community Driven Technology has invariably supplied the best answers when it comes to such industries.

  • Understanding MIFOs

    APS offers products and services around Mifos, an open source initiative funded by Grameen Foundation and being used by Grameen Koota Bank. Mifos global community has learnt from mutliple implementations at multiple locations and has developed a world-class quality product while keeping the license cost zero.

Understanding SAM

SAM is APS Micro Banking Automation Solution aimed at MFIs offering Loans and Savings Accounts. SAM is available in multiple models based on an MFI’s size and requirements.

Key Features of SAM:

  • Saving and Loan Account Management under SHG, IB and Grameen model
  • Mobile Phone Client
  • Client performance across multiple loans
  • 'Club' Management with Fee / Penalties
  • SAAS model
  • EFTPOS terminal clients for Loan Officers
  • Collection Pre Scheduling
  • Audit Reports on click of a button
  • Performance Tracking
  • In-built Loan Officer and Branch Office
  • Repayment Tracking
  • Strong and Configurable Reporting Engine

Savings Management

Loans Management

Fee & Penalties

Collection Schedules

Client Account Performance

Branch Wise Reporting

Handheld Input Device

SAAS Model